Independent Investment Advice
Fee Only
Polaris is a Fee Only investment advisor. We are paid by you - so we work for you. Most advisors are paid a commission to sell things to you.
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Low Expenses
Average mutual Funds can charge 1.5% to 2.0% per year in expenses. We use Ultra Low Cost mutual funds with expenses of 0.2% per year.
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Conflict Free Advice
Polaris is paid ONLY by the customer. We do not collect commissions, and we are not paid by anyone to sell their product.
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No - Load
Some advisors charge loads (sales fees) as high as 8.5%. We use only No Load mutual funds.
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Low Turnover
Many advisors or brokers get paid each time you buy and sell. Because we are FEE ONLY we can follow a buy and hold strategy that may reduce your taxes.
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Diversification
Do not put all of your money in just a few stocks. We can help you own the entire stock market.
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Phil Ferguson - President
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